Equipment Financing

  1. Lending
  2. Equipment Financing

Lending

Equipment Financing

At IFA, our goal is to make your company's next acquisition of capital equipment as simple as possible. We offer insight about your financing options and can provide meaningful guidance on how to develop an equipment acquisition strategy that is best suited to your company's goals. Deploying new equipment and technology in your business or your customer’s business can quickly improve productivity, create competitive advantage, and jumpstart business growth.

 

Leasing equipment through IFA can help you with:

 

Improved cash management

 

  • Improve liquidity versus a large cash outlay
  • Optimize working capital and cash flow, keeping cash available for strategic investment
  • Generate liquidity from existing assets

 

Lower asset risk

 

  • Avoid technological obsolescence and maximize equipment productivity with lease structures that let you upgrade to new technology
  • Leverage our expertise in used equipment logistics, sales, and dispositions to obtain maximum equipment values, while reducing effort

 

Flexibility and convenience

 

  • Customized payment structures to meet your specific business requirements
  • Ability to consolidate financing of parts, accessories, and maintenance contracts with your lease amount into a single, easy payment

 

Equipment financing for core industries

 

Rest easy knowing you are working with financing and industry specialists who understand the your business environment and can consult with you on your company's equipment needs or your customer’s equipment needs. We help companies (end-users, equipment dealers, equipment manufacturers) finance equipment in these and other core industries:

 

  • Construction
  • Energy
  • Transportation
  • Manufacturing
  • Technology (IT and office imaging)

 

Other asset categories may apply. Talk with your Equipment Finance specialist to learn more.

 

Equipment financing that makes sense

 

Our acquisitions and the relationships we've developed reflect a commitment to excellent customer service and accuracy on every interaction. We offer:

 

  • Up to 100% financing for new and used equipment
  • Terms from 24 to 84 months
  • Competitive fixed or floating interest rates
  • Capital leases
  • Operating leases including Fair Market Value (FMV) and Fixed Purchase Option (FPO)
  • Early Buy-Out (EBO) lease
  • Sales-leaseback
  • TRAC lease
  • Equipment loans
  • Cross-border equipment acquisition

 

Vendor finance programs for manufacturers, dealers, and distributors

 

Our vendor finance specialists offer a full range of programs designed to help equipment manufacturers and distributors increase sales and maximize their customers’ experience.

 

We create customized programs based on your customer’s profile and the unique needs of your industry. Services we offer include:

 

  • Vendor referral programs
  • Dealer and manufacturer inventory finance plans
  • Private label financing programs
  • Subsidized financing promotions