Financing

Explore a range of financing options and solutions that best support your business objectives.

 

OPERATING CREDIT

Operating Credit can help to finance your company’s short term credit requirements, such as helping to provide working capital support for accounts receivable and inventory.

 

TERM LOANS

Finance your company's owner occupied or investment real estate, machinery or equipment or restructure your debt. Term Loans offer a potential solution for your company’s term credit needs, to assist in start-up, growth, or expansion.

 

How it can work for your business:

• Choose from fixed or floating rate.

 

ASSET-BASED LENDING

Asset-Based Lending is a form of commercial financing where collateral such as accounts receivable and inventory are used as security to provide companies with working capital.

 

Solutions that can work for your business:

 

• Revolving lines of credit secured by accounts receivables, inventory, machinery and equipment, real estate and certain other property

• Equipment lines of credit and term loans

• Letters of credit

• Owner-occupied commercial real estate mortgages

• Integrated cash management

 

CAPITAL MARKETS

We can help you explore your options in the capital markets and assist you in developing a financial plan that meets the needs of your company.

 

How it can work for your business:

• Private placements of debt or equity

• Mergers and acquisitions, management buyouts and/or succession planning, and sale of a business

• Public equity

 

FINANCIAL RISK MANAGEMENT

Our dedicated risk management specialists customize solutions to reduce risk and advise on market strategy and execution of swaps, options and structured solutions.

 

How it can work for your business:

 

• Swaps: Convert your company’s floating rate debt into an instrument that is effectively a fixed rate debt to protect against rising interest rates

• Interest Rate Caps: Protect your company against rising interest rates by capping the interest rate on your floating rate loan

• Interest Rate Collars: Limit your interest rate risk within a known range

 

EQUIPMENT FINANCING AND LEASING

We can help you maintain your competitive edge by offering quick implementation on a suite of equipment leasing and financing products tailored to your business needs – whatever your industry.

 

Financing options:

• Leasing lines of credit

• Leases

• Conditional sales contracts

• Loans

• Sale-lease-backs

• Third-party agreements and assignments

 

How it can work for your business:

• Improve your cash flow

• Finance equipment to modernize your capital assets

• Enhance the value of your business