Mortages
We can help find the right mortgage for your finances.
TRADITIONAL MORTGAGES
Fixed Rate Loan
Features predictable and steady monthly payments with flexible loan terms.
Key Considerations:
- You're planning to be in your home for awhile.
- You're looking for a mortgage that has a monthly payment you can rely on.
Key Benefits:
- Your principal and interest payment will not change over the life of the loan
- Flexible terms, based on your
Adjustable Rate Loan
Offers flexibility and initial lower payments and interest rates.
Key Considerations:
- You’re planning to be in your home for the short term.
- You expect interest rates to remain stable or decline.
- You want a lower initial monthly payment and don’t mind a variable interest rate.
Key Benefits:
- Often a lower initial interest rate and payment
- Flexible terms, based on your needs
FHA Loan
A great choice if you want to refinance or purchase a home with low down payment.
Key Considerations:
- You want to buy a home with a low down payment.
- You’re a first-time homebuyer.
- You earn a qualifying income.
- You want to refinance your existing loan at a lower rate.
Key Benefits:
- Smaller down payment
- Fixed rate
- Flexible loan terms
SPECIALIZED MORTGAGES
Home Mortgage
Created for those with limited funds for a down payment or require more flexible funding options.
Key Considerations:
- You have limited money available for a down payment.
- Your income is at or below the median household income in your area.
- You’re purchasing a home in an underserved area.
Key Benefits:
- Low down payment options
- Fixed rates, stable monthly payments
- Reduced mortgage insurance premiums
- Refinancing options available, no cash-out allowed
Construction Loan
For those looking to borrow more than $417,000 for a dream home.
Key Benefits:
- Available for the construction of your primary residence
- Fixed rate and ARM* loans available
- Conforming and Jumbo Loan amounts available
- One-time closing fee
- Interest-only* payments during construction
Jumbo Loan
For those looking to borrow more than $417,000 for a dream home.
Key Considerations:
- You want to borrow more than $417,000
- You would like to take advantage of today's great rates
Key Benefits:
- Financing on loans up to $2 million
- Fixed rate and ARM* loans available