Personal Lines Of Credit

Want to consolidate bills or buy something big? We offer fast and easy access to money.

 

Personal Line of Credit

• Use savings, CDs and investments as collateral on secured lines of credit or do an unsecured line of credit

• Variable interest rate and interest-only monthly payments

• Gives you the flexibility to draw against the line of credit as you need it

• Use it to meet ongoing borrowing needs, manage cash flow, consolidate bills or more

 

Personal Loan

• Use savings, CDs and investments as collateral on secured loans or do an unsecured loan

• Borrow a set amount with fixed monthly payments

• Use it to meet a one-time borrowing need or to consolidate high-interest balances or more

• Quick & easy application process

 

Secured or Unsecured Line of Credit or Loan

A Savings & Investment Secured Line of Credit or Loan gives you the opportunity to continue earning on assets while borrowing at a low rate. With an Unsecured Line of Credit or Loan you can borrow without putting up any collateral.

 

Relationship Benefits

• Receive a 0.25% rate discount when your payment is deducted from a IFA checking account, using Auto BillPayer.

• Receive an additional 0.25% discount with a Preferred or Enhanced IFA checking account.