Variable
Life Insurance
VARIABLE LIFE INSURANCE POLICIES FEATURE:
-
Variable premium payments with investment sub-accounts
-
Builds cash value
-
Can be used for estate planning
-
Tax-deferred cash growth (consult your tax advisor for specific advice)
VARIABLE PAYMENTS/DEATH BENEFITS
Variable Life Insurance lets you change your payment amounts and offers the ability to invest in market based sub-accounts that could help raise the potential returns/benefits.
BUILDS CASH VALUE
This policy also builds cash value, like a “forced” savings plan, that you can withdraw during your lifetime. Please remember that withdrawing cash from your policy may impact the death benefit of your policy.
CAN BE USED FOR ESTATE PLANNING
The death benefit of your policy may be used to create a legacy for your heirs, your favorite charity or many other estate planning situations including paying potential taxes. IFA does not provide legal advice. Consult with your attorney for legal issues related to estate planning.
CASH VALUE GROWS TAX-DEFERRED
Having your cash grow tax deferred will provide an additional way to save. The cash value may be used for a variety of purposes like paying for college, retirement income, or any many other situations. Please remember that withdrawing cash from the policy may impact the death benefit of the policy. Please consult your tax advisor for specific tax advice.
WE’RE HERE TO HELP
What stage of life are you in? Do you need an additional savings plan? How much benefit coverage do you need? You should discuss these and any other questions you have with a IFA Insurance Specialist to establish an insurance plan that meets your objectives.
ACHIEVE YOUR FINANCIAL GOALS
For product solutions or investment guidance, you can always turn to an experienced IFA Securities Investment Professional. From annuities and mutual funds to a passageway managed account, our goal is to help you succeed. We’re available to assist you in developing a strategy for investing money wisely, with solutions tailored to your goals and risk preferences.